Sams Club Master Cards (2024)

FAQs

What's the difference between a Sam's Club credit card and a Sam's Club Mastercard? ›

Unlike the Sam's Club store credit card, the Sam's Club Mastercard is accepted anywhere Mastercard credit cards are accepted, including at nearly all grocery stores and gas stations.

Alternatively, you can apply in store. Keep in mind that the Sam's Club® Credit Card requires Good credit, which means you need a 700+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score.

The credit score needed for the Sam's Club® Credit Card is at least 700. That's in the “good” credit range but barely meeting a card's minimum requirements is far from the ticket to high approval odds. You'll need income to make your payments, and the issuer will look at several other factors, too.

The credit limit for the Sam's Club Mastercard depends on creditworthiness. Some cardholders may only receive a credit limit of $1,000, while others could receive as much as $10,000.

Benefits of Sam's Club Consumer MasterCard: Payments accepted at Sam's Club and Walmart.

The Sam's Club® Credit Card can be used anywhere Mastercard is accepted. That is pretty much anywhere, as Mastercard benefits from extensive worldwide acceptance. The Sam's Club® Store Card can also be used at Walmart locations in the U.S. and Walmart.com, but you won't be able to use it at Walmart Fuel Stations.

With a $0-annual-fee, the Sam's Club Mastercard is a solid, low-cost cash back credit card. Since it's only available to Sam's Club members, you'll first have to pay a membership fee of $50 for basic membership or $110 for Sam's Club Plus.

The Sam's Club® Credit Card uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness. Either one or more credit bureaus may be used when evaluating a Sam's Club® Credit Card application.

The Sam's Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

By phone: Call 1800-964-1917 and enter your card information when prompted, then follow the prompts to make a credit card payment. By mail: Send a check or money order (but not cash) to Sam's Club Credit Card P.O. Box 965004 Orlando, FL 32896-5004. Make sure to send it early enough that it will arrive by the due date.

Can a Sam's Club Mastercard be used anywhere? ›

Where can I use my Sam's Club Credit Card? Use your Sam's Club Mastercard anywhere that Mastercard is accepted. How do I pay my credit card bill? If unsure which card you have, reference your physical card and select the login that matches your card or select the card type option from the login screen.

To get a cash advance with your Sam's Club® Credit Card, just follow these steps: Call the card's customer service at (866) 449-4514 and request a PIN, if you don't already have one. Insert the credit card at an ATM and enter the PIN. Select the cash advance option on the ATM screen.

The Sam's Club membership program consists of two tiers, with different prices for each. Keep in mind that some states collect taxes on Sam's Club membership fees. Club Membership: $50 per year. Plus Membership: $110 per year.

Where can I use my Sam's Club Credit Card? Use your Sam's Club Mastercard anywhere that Mastercard is accepted. How do I pay my credit card bill? If unsure which card you have, reference your physical card and select the login that matches your card or select the card type option from the login screen.

With a $0-annual-fee, the Sam's Club Mastercard is a solid, low-cost cash back credit card. Since it's only available to Sam's Club members, you'll first have to pay a membership fee of $50 for basic membership or $110 for Sam's Club Plus.